Confused!!!

Man...I feel like i've been in a rut for the last 4 years. Nothing seems to go right anymore. I love Jesus...and I had a man whom I love dearly but life just can't seem to take off for us. I'd like to be able to get married in the next couple of years but with the economy, college loans, and job issues I don't see that happening for a long time...let alone being able to have children. My friends have abandoned me somewhat. I guess i'm just lonely in the same place i've been for a long time. I've found a bible study I like but at the same time its an outreach ministry and I don't feel like i'm in a place to reach out to anyone right now. I just need to figure this out. My boyfriend hasn't had a consistent job our entire relationship.(which has been over a year) My bills are so expensive because of the college loans that they're preventing me from moving out of my parents home. Its just hard to trust God right now. I need some serious encouragement.

What to do?